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Posted on October 29, 2012

Sugar Land, TX (October 29, 2012) Living underneath the burden of debt can feel like a dark and scary place. And when you’re immersed in that state of mind, it can be hard to fully see the impact it is having on your life.

The reality is, when left uncontrolled, the impact of debt is far-reaching. It affects more than your finances— it can impact your relationships and can even be detrimental to your health.

The good news is that debt does not have to be scary, and overcoming debt does not have to remain a mystery.

The financial experts at Money Management International (MMI) encourage consumers to be proactive, rather than reactive, when it comes to handling debt.

MMI, the nation’s largest nonprofit, full-service credit counseling agency, has helped thousands of consumers get their finances back on track through a Debt Management Plan.

A Debt Management Plan, commonly referred to as a DMP, offers many benefits to consumers, including the convenience of a single monthly payment, which MMI disperses on behalf of the consumer. In addition, a DMP may help to:

  • Reduce interest rates
  • Waive late fees
  • Lower monthly payments
  • Eliminate collection calls

These benefits aside, the true value of working with a nonprofit agency, such as MMI, comes from the financial education and budgeting tools offered to consumers.

Every person who contacts MMI takes part in a comprehensive debt and budget counseling session with a trained, certified counselor. MMI counselors take the time to understand each consumer’s unique financial situation, and assists with creating a budget, paired with a realistic spending plan. This service helps to arm consumers with the knowledge – and confidence – needed to stay out of debt for good.

To learn more about the benefits of working with MMI, visit


About Money Management International
Money Management International (MMI) is a nonprofit, full-service credit-counseling agency, providing confidential financial guidance, financial education, counseling and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan and repay debts. Counseling is available by appointment in branch offices and 24/7 by telephone and Internet. To learn more, visit or call 800.531.0511.