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Posted on February 12, 2009

MMI survey shows more value placed on financial security than attractiveness

Money may not be able to buy love, but being financially stable can definitely help you stay in love. In fact, according to a recent survey by Money Management International (MMI), 73 percent of women choose financial security over attractiveness when deciding to be in a committed relationship. In addition, a whopping 82 percent of women believe that financial know-how is important in a potential partner.

For those looking for love, MMI’s survey results are a clear call to action. Getting your finances in order now will not only make you a more attractive prospect, but will help build a healthy relationship. For those already in a relationship, take the opportunity this Valentine’s Day to recommit yourself to building a stronger and more financially secure partnership by following these helpful suggestions:

Open the lines of communication. No matter how unromantic, having an open and honest discussion about your financial past and future is vital to your financial success. Remember that everyone has their own way of managing money, which has been shaped by past experiences. Approaching money issues honestly and openly gives you a much better chance at a strong, healthy financial relationship.

Make a commitment. No one cares more about your financial security than the two of you. Make a promise to each other to take joint responsibility and take steps to better your overall financial position by paying down debt and establishing a savings cushion. Establishing a savings cushion, could keep a financial setback from becoming a financial disaster. Reducing debt allows you to make smart financial choices in the future.

Establish goals. Setting goals and keeping them are two different matters. It’s important to create goals that are both specific and achievable. Make sure your goals are equally rewarding so that you’re both working towards the same goal. Depend on each other for support and encourage one another to stay focused and committed.

Spend quality time. Schedule a time to meet each month to discuss your financial goals and expectations. Review your budget regularly in order to identify problem areas. Don’t be discouraged by the occasional setback. Make adjustments as often as needed to ensure financial success.

“Because money matters, it’s important for couples to devote more time to improving their financial standing,” said Cate Williams, vice president of financial literacy at MMI. “It is a well-known fact that financial problems are one of the leading causes of disagreement for couples.”

About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit-counseling agency, providing confidential financial guidance, financial education, and counseling services; including housing counseling, bankruptcy counseling and education, and debt management assistance. MMI has been helping consumers trim their expenses, develop a spending plan, and repay debts since 1958. Counseling is available by appointment in branch offices and 24/7 by telephone and Internet. Services are available in English or Spanish. To learn more, call 800.432.7310 or visit